Lisburn Exiles Forum

(Site is no longer operational pending a major long overdue overhaul of the entire website. Thank you for your patience. Site should still be visible and searchable for old posts.)

The Lisburn Exiles Forum is dedicated to the memory of James Goddard Collins (The Boss) who single-handedly built LISBURN.COM (with a lot of help from many contributors) from 1996 to 29th November 2012. This website was his passion and helping people with a common interest in the City of Lisburn around the world is his lasting legacy.

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Differences Between Debt Consolidation and Debt Settlement

Debt settlement is the process through which the creditor and debtor come to a single point to take new loan terms that are more affortable to the borrower and good for both parties because the debtor pays less, and the creditor avoids forcing him into bankruptcy.

Debt consolidation means combining all your debts into a single debt, that will cost you less in interest and fees than all other debts.

If credit score is still better than poor then a debt consolidation could be a better choice
You may find out more from Debt Consolidation