Lisburn Exiles Forum

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The Lisburn Exiles Forum is dedicated to the memory of James Goddard Collins (The Boss) who single-handedly built LISBURN.COM (with a lot of help from many contributors) from 1996 to 29th November 2012. This website was his passion and helping people with a common interest in the City of Lisburn around the world is his lasting legacy.

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Smart or Dumb Lawyer

A Charlotte, North Caronlina lawyer purchased a box of very rare and expensive cigars then insured them against fire among other things. Within a month having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy the lawyer filed a claim against the insurance company. In his claim the lawyer stated ther cigars were lost "in a series of small fires."

The Insurance Company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion. The lawyer sued---and won?. In delivering the ruling the judge agreed with the insurance company that the claim was frivolous. The Judge stated nevertheless, that the lawyer held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed the it would insure them against fire", without defining what is considered to be "unacceptable fire and was obligated to pay the claim. Rather endure a lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000.00 to the lawyer for his loss of the rare cigars lost in the fire.


After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON.?? With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and he was sentenced to 24 months in jail and ordered to pay a $24,000 fine.

This is a true story and the 1st place winner in the recent Criminal lawyers Award Contest.