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For me dealing with PCa has always been a crap shoot,BUT there may be some truth to the adage: "A bird in the hand is worth two in the bush."
Another thought: Does keeping your Oct.31 appointment rule your opportunity to switch insurances? Perhaps your Oct.31 appointment could be regarded as a first opinion.
Best wishes Don O.
I am relieved to hear that, Earl. As others have advised already, I also think it is the better option. 2.5 months wait at 15 PSA, would not have been the right way to go.
Good luck, you will be fine.