My heart goes out to you, amazing how they can manipulate us for personal gain (sort of like a drug addict). My advice to you is see a lawyer and become power of attorney. If you can manage her money, you'll have better luck at managing her. I am in the same boat and my mom realized that she could not handle her own financial affairs. Let the ACLF know that you are working on becoming her POA and they may be patient. I know you have her best interest at heart. It's hard. Hang in there.